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How to Get a Loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.

Here's an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

Get prequalified to know the amount you can afford. We will provide you with a letter that you can take to your realtor.

STEP TWO – Find a home

Work with a realtor to identify the right home for you. Contact one of our loan officers to start the paperwork and get the loan approved.

STEP THREE – Buy your home!

Once approved we will be able to close on the loan. Enjoy your new home!

State Bank & Trust Co. NMLS #804271
1025 6th St., Nevada, IA  50201
Office:  (515) 382-2191
Direct:  (515) 215-1195
adam.egeland@banksbt.com
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